Our story

Fumiwo was founded with the aim to bridge the accessing gap of credit in Africa and improve financial inclusion of billions of individuals by developing innovative credit scoring solutions. We’re harnessing next generation technologies—from machine learning to AI—to build trusted, global standard solutions.

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We exist to help you make better credit decisions and reduce defaults

In today's rapidly evolving financial landscape, making informed and accurate credit decisions is more critical than ever. Traditional credit scoring models often fall short in capturing the complete financial picture of potential borrowers, especially those with limited credit histories and lack of financial footprints.

That's where our cutting-edge credit scoring solution, leveraging smartphone metadata, comes into play.

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Our use of alternative data sets us apart

Fumiwo's solution utilizes smartphone metadata to provide a more holistic view of a user's financial behavior. By analyzing patterns in communication, app usage, and location data.

We can generate a more accurate and nuanced credit score that traditional models often miss.

Meet our team

Our team brings together decades of experience across credit infrastructure, financial services, and technology.

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Olu-Kayodé Karim AMADOU

CEO & Founder

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Cedric Artigue

Chief Technology Officer

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Prosper Eravwuvieke

Backend Engineering Lead

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Kainy Chike-Onyechi

Frontend Engineering Lead

Ready to get started?

Get ready to enhance your credit product to attract more customers, access new market segments and drive growth with the power of behavioural insights.