Key features
Our cutting-edge credit scoring solution enable you assess your borrowers behavior in real time and determine their willingness to repay.
Behavioral Scoring Models
Harness the power of machine learning to analyze patterns in communication, app usage, and location data. Our behavioral scoring models create a detailed profile that accurately reflects the borrower's creditworthiness.
Risk Analysis
Spot potential red flags with in-depth risk analysis. Our solution identifies irregular activities and high-risk behaviors, helping lenders mitigate risks effectively.
Predictive Analytics
Leverage predictive insights to gauge borrowers' likelihood of default, and repayment capabilities. Our solution equips you with the knowledge to understand long-term risks and opportunities.
Real-time Data Integration
Integrate our SDK seamlessly with your mobile app to collect real-time data from borrowers' phones. This ensures that the credit scoring process uses up-to-date and relevant information.
Comprehensive Reporting
Access detailed reports that provide a holistic view of each borrower's credit profile. Customize these reports to meet your specific needs, making data interpretation straightforward and actionable.
Benefits of our solution
Enhanced Decision Making
Make well-informed lending decisions with a comprehensive understanding of each borrower's credit risk. Our solution provides deeper insights into borrower behavior and potential.
Increased Inclusivity
Assess creditworthiness for individuals who may be overlooked by traditional credit scoring models by leveraging alternative data. Promote financial inclusion and expand your customer base.
Data Privacy and Security
Ensure the highest level of data privacy and security with our robust data protection measures. We comply with all relevant regulations and standards to protect borrower information.
How it works
Our cutting-edge credit scoring solution enable you assess your borrowers behavior in real time and determine their willingness to repay.
01. SDK Integration
Easily integrate our SDK with your existing mobile application. The SDK collects anonymized data from borrowers' phones, including communication patterns, app usage, and location data.
02. Data Transmission
The collected data is securely transmitted to our backend server, where it is processed and analyzed using advanced machine learning algorithms.
03. Score Generation
Generate a comprehensive credit score based on the analyzed data. This score provides a detailed understanding of the borrower's creditworthiness and risk profile.
04. Reporting and Insights
Access detailed reports and insights through our intuitive dashboard. Use these insights to make informed lending decisions and manage your risk effectively.
Businesses who trust us
Some counts that matter
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